Health Insurance Plans and Policies by HDFC Life

HDFC Life provides a variety of Health Insurance Plans & Mediclaim Policies that offer financial security to meet health related contingencies. Due to changing lifestyles, health issues have not just escalated, they have increasingly become more complex in nature. It becomes imperative therefore to have a health insurance plan in place, thus your financial planning is incomplete if you have not accounted for health.

Features

    • HDFC Life Cancer Care offers lump sum benefit on detection of Early and Major cancer
    • 3 plan options to choose from – Silver, Gold and Platinum
    • Regular income for 5 years only under Platinum option
    • Waiver of Premium Benefit in case of diagnosis of Early Stage Cancer
    • Simplified issuance process without medicals**
    • Avail tax benefits under section 80D of the Income Tax Act 1961*
    * Tax benefits are subject to change as per tax laws**Based on a Short Medical Questionnaire (SMQ)

EXCLUSIONS

No benefit shall be payable under the policy in respect of any Major Cancer, Carcinoma-in-situ or Early Stage Cancer resulting directly or indirectly from or caused or contributed by (in whole or in part) :

  • Sexually Transmitted Diseases AIDS or HIV.
  • Any congenital conditions
  • Any pre-existing condition
  • Intoxication by alcohol or narcotics or voluntarily taking or using any drug, medication or sedative unless it is an “over the counter” drug, medication or sedative taken according to package directions;
  • Nuclear, biological or chemical contamination (NBC),
  • The policy shall terminate and no benefit shall be payable under the policy if the
  1. Diagnosis or
  2. Signs or symptoms (related to the diagnosed cancer) first occurred during the waiting period.

Please refer to product brochure for detailed benefits.

4 thoughts on “Health Insurance Plans and Policies by HDFC Life

  1. Don’t purchase policy from hdfc. I messed with HDFC after purchasing two policies.

    1 am paying 50k for 7 years, I will get sum assured sum of 2.50lac with 8% annual interest ( 8% is not guaranteed it could be 4%). after 10years i.e maturity.

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